During 2026, within Stafford county in Fort Bend, TX, the FHA loan cap for a single-family home is $472,030. For properties with two units, it's $604,400; three units have a limit of $730,525, and four-unit properties are capped at $907,900.
Maximum conventional loan amounts are $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit structures.
Our FHA calculator can assist you in finding current FHA rates and calculating the required downpayment, credit profile, income, reserves, and necessary documentation for qualification.
Utilize the Lendersa® calculator to compare the rates and terms of FHA loans against those of other available loan programs. Examine and contrast FHA offerings with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from numerous lending sources and swiftly matches it to your financial needs and profile.
Access the Loan Limits Comparison Table for 2026 in Stafford county within Fort Bend, TX. It includes comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a more detailed comparison of qualification criteria, including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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