As of 2026, the FHA loan limits in Missouri-City county, situated in Fort Bend, TX, are set at $356,362 for a single-family home. For properties with two units, the cap is $456,275, for three units, it climbs to $551,500, and for four-unit buildings, the maximum is $685,400.
Concerning conventional loans, a single-family home tops out at $548,250. Two-unit homes have a limit of $702,000, three units see a cap at $848,500, and four-unit properties reach a maximum of $1,054,500.
Utilize our FHA calculator to discover today's best FHA rates and calculate necessary aspects like the downpayment, income, credit rating, reserves, and required documents for qualification.
The Lendersa® calculator empowers you to weigh FHA rate and terms against those from all other loan programs. Delve into various offerings including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® amasses loan program data from a vast array of lenders, rapidly comparing it against your individualized financial scenario and needs.
The 2026 Loan Limits Comparison Table, focused on Missouri-City county within Fort Bend, TX, allows side-by-side appraisal of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of their maximum amounts. For detailed comparison of requirements, like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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