For the year 2026, the FHA loan limits in West-Columbia county, within Brazoria, TX, are determined as follows: for a single-family residence, the limit is $356,362, for 2-unit properties it is $456,275, for 3-unit buildings it stands at $551,500, and for 4-unit structures, the amount is $685,400.
When it comes to conventional loans, the maximum amount for a single-family home is $548,250. For properties with two units, the limit is $702,000, for those with three units, it reaches $848,500, and for four-unit properties, it's $1,054,500.
Make use of our FHA calculator to discover today's most competitive FHA rates and evaluate the necessary downpayment, as well as the income, credit standing, reserves, and documentation required for qualification.
The Lendersa® calculator is designed to help you compare the rates and terms of FHA loans against those of alternative loan programs. It offers the opportunity to explore and evaluate an array of loan options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans together with FHA.
Lendersa® aggregates data from thousands of lenders and swiftly aligns it with your distinct financial profile and requirements.
In 2026, the Loan Limits Comparison Table available for West-Columbia county, situated in Brazoria, TX, lets you compare the maximum loan amounts across various options: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess eligibility requirements such as income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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