As of 2026, the FHA loan limits in Lake-Jackson county of Brazoria, TX are as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for three-unit properties, and $685,400 for four-unit residences.
For conventional loans, the upper threshold for a single-family dwelling is $548,250. For duplexes, the limit is $702,000, for triplexes $848,500, and four units are capped at $1,054,500.
Leverage our FHA calculator to access today’s top FHA rates and calculate the essential downpayment, income criteria, credit score, reserves, and required documentation for qualification.
The Lendersa® calculator provides a way to examine FHA rates and terms against all other available loan programs. You can explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® efficiently acquires loan program data from thousands of lenders, offering quick comparison against your specific financial profile and needs.
The 2026 Loan Limits Comparison Table in Lake-Jackson county, within Brazoria, TX, helps you compare maximum allowable amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserve, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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