2026 FHA (Government Loans) Limits for Brazoria, Brazoria County, Texas

In 2026, FHA loan limits in Brazoria county of Brazoria, TX are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum conventional loan amount for a single-family residence is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to see today’s best FHA rates and calculate required downpayment, income, credit, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Brazoria county, Brazoria, TX, provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements such as income, reserves, and credit.

Loan limits Brazoria county of Brazoria, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Citizens National Bank of Texas
  • PO Box 717, Waxahachie, TX, 75168
  • Lends in Texas
  • We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.

    In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi

  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • Lends in Texas
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter

  • JRS Home Loans, LLC
  • 8132 Joella Court, Grandview, TX, 76050
  • Lends in Texas
  • The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.

  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • Lends in Texas
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.

  • Americas Mortgage Center, Ltd.
  • 907 Judson Road, Longview, TX, 75601
  • Lends in Texas
  • America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.

  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Lends in Texas
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.

  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Lends in Texas
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.

  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Lends in Texas
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.