For 2025, in the county of Polk within West-Livingston, TX, the FHA loan limits are set at $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for fourplexes.
The maximum permissible amount for conventional loans on a single-family residence is $548,250, with 2-unit properties capped at $702,000, 3-unit homes at $848,500, and 4-unit homes at $1,054,500.
Utilize our FHA calculator to examine today's leading FHA rates, pinpoint the essential down payments, and learn about the income, credit requirements, reserves, and necessary documentation for qualification.
With the Lendersa® calculator, you can scrutinize FHA rates and terms alongside all other loan programs. Compare FHA options with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® meticulously acquires data from a vast array of lenders, instantly aligning it with your personal financial circumstances.
A Loan Limits Comparison Table for 2025 in West-Livingston, encompassing the county of Polk, TX, facilitates the examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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