In 2026, the FHA loan limits in Liberty, Cleveland, TX are: $472,030 for a single-family home; $604,400 for two units; $730,525 for three units; and $907,900 for four units.
The maximum loan amounts for conventional loans are: $726,200 for a single-family home; $929,850 for two units; $1,123,900 for three units; and $1,396,800 for four units.
Using our FHA calculator, you can find today's top FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® tool allows comparison of FHA rates with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly accesses data from thousands of lenders, comparing it with your financial profile within seconds.
The Loan Limits Comparison Table for 2026 in Cleveland, Liberty, TX, examines maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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