For 2026, the FHA loan limit in West-Odessa county, Ector, TX, is set at $356,362 for a single-family dwelling. For two-unit properties, the limit is $456,275; for three-unit homes, it's $551,500; and for four-unit buildings, the maximum is $685,400.
The highest loan amount available for conventional loans on a single-family residence stands at $548,250. For two-unit properties, it is $702,000; for three-unit houses, the limit is $848,500; and for four-unit residences, it is $1,054,500.
Utilize our FHA calculator to find today's top FHA rates and determine key details like the down payment, income requirements, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator equips you to compare FHA rates and terms with a variety of other loan programs. This includes exploring options like Conventional loans, Jumbo, VA, USDA, Non-QM, and even hard money loans alongside FHA offerings.
Lendersa® compiles data from thousands of lenders, enabling comprehensive comparisons with your financial profile and needs within seconds.
For 2026, the Loan Limits Comparison Table in West-Odessa, Ector, TX gives a detailed overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively analyze qualification requirements such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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