In 2026, the FHA loan limit for Odessa county in Ector, TX, is set at $472,030 for a home with a single-family. If you have 2-units, the limit is $604,400, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum loan amounts are as follows: $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
To find the best FHA rates today, use our FHA calculator. It will also help you determine the necessary down payment, income, credit score, reserves, and document requirements for qualifying.
The Lendersa® calculator offers comprehensive comparisons of FHA rates and terms with other loan programs. You can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA loans.
By collecting data from a myriad of lenders, Lendersa® quickly aligns all available loan programs with your specific financial profile and needs.
Check out the Loan Limits Comparison Table for 2026 in the Odessa county within Ector, TX to analyze the maximum loan amounts across various options like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements, including income, credit, and reserves, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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