FHA Loan Limits for White-Settlement, Tarrant County, TX in 2026

For 2026, FHA loan limits in White-Settlement, Tarrant, TX, are as follows: $411,700 for a single-family home, $527,050 for two units, $637,050 for three units, and $791,750 for four units.

When it comes to conventional loans, the top amounts are $548,250 for a single-family dwelling, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.

Our FHA calculator can help you identify today’s prime FHA rates, and determine the necessary downpayment, along with income, credit, reserves, and essential documents for qualification.

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Discover Loan Alternatives in White-Settlement, TX

Using the Lendersa® calculator, you can contrast FHA rate and terms with those offered by other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Compare a range of loan possibilities to best meet your needs.

By sourcing data from thousands of lenders, Lendersa® provides swift comparisons tailored to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in White-Settlement, Tarrant, TX, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed assessment criteria like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits White-Settlement county of Tarrant, TX

SFR 2 Units 3 Units 4 Units
FHA $411,700 $527,050 $637,050 $791,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $329,300 $329,300 $329,300 $329,300
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Horizon Lending Services
  • 11411 Cedar Glen, Flint, TX, 75762
  • Lends in Texas
  • Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision

  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • Lends in Texas
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.

  • Kelly Community Federal Credit Union
  • 2105 West Grande Boulevard, Tyler, TX, 75703
  • Lends in Texas
  • Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially

  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • Lends in Texas
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.

  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Lends in Texas
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.

  • Avenue Mortgage, LLC
  • 100 Independence Place, Suite 308, Tyler, TX, 75703
  • Lends in Texas
  • Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,

  • The Mortgage House
  • 7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
  • Lends in Texas
  • The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.

  • TYLER LENDING GROUP
  • 6649 Oak Hill Blvd, Tyler, TX, 75703
  • Lends in Texas
  • Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.