In 2025, the FHA loan limits established in Cedar-Hills county of Utah, UT are $439,300 for a single-family home, $562,350 for 2-units, $679,800 for 3-units, and $844,800 for 4-units.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For 2-units, it is $702,000; for 3-units, the limit is $848,500; and for 4-units, the limit is set at $1,054,500.
Utilize our FHA calculator to see today’s optimal FHA rates and ascertain the needed downpayment, income levels, credit scores, reserves, and documentation required for qualification.
The Lendersa® calculator provides an opportunity to compare FHA rates and terms with those from other loan programs. Examine options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® effectively compiles extensive loan program data from thousands of lenders, offering a rapid comparison tailored to your unique financial profile.
The Loan Limits Comparison Table for 2025 throughout Cedar-Hills county of Utah, UT, facilitates comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To explore qualification essentials including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $439,300 | $562,350 | $679,800 | $844,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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