2026 FHA (Government Loans) Limits for Cedar-Hills, Utah County, Utah

In 2026, the FHA loan limits established in Cedar-Hills county of Utah, UT are $439,300 for a single-family home, $562,350 for 2-units, $679,800 for 3-units, and $844,800 for 4-units.

The maximum loan amount for conventional loans on a single-family residence is $548,250. For 2-units, it is $702,000; for 3-units, the limit is $848,500; and for 4-units, the limit is set at $1,054,500.

Utilize our FHA calculator to see today’s optimal FHA rates and ascertain the needed downpayment, income levels, credit scores, reserves, and documentation required for qualification.

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Investigate loan choices in Cedar-Hills, UT

The Lendersa® calculator provides an opportunity to compare FHA rates and terms with those from other loan programs. Examine options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.

Lendersa® effectively compiles extensive loan program data from thousands of lenders, offering a rapid comparison tailored to your unique financial profile.

The Loan Limits Comparison Table for 2026 throughout Cedar-Hills county of Utah, UT, facilitates comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To explore qualification essentials including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Cedar-Hills county of Utah, UT

SFR 2 Units 3 Units 4 Units
FHA $439,300 $562,350 $679,800 $844,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $351,400 $351,400 $351,400 $351,400
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Cedar-Hills FHA Lenders

  • Creekside Mortgage
  • 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
  • Lends in Utah
  • Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • Lends in Utah
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.

    vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy

  • Empire Mortgage and Investment, L.C
  • 927 W. Center St, Orem, UT, 84057
  • Lends in Utah
  • Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.

  • FIRST COLONY MORTGAGE CORPORATION
  • 508 W 800 N, Orem, UT, 84057
  • Lends in Utah
  • First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.

  • Velocity Home Loans
  • 321 North County Blvd, Suite B, American Fork, UT, 84003
  • Lends in Utah
  • Each of the individuals on our team has over 20 years’ experience in the mortgage industry. The Velocity Home Loans team is proud to lead the marketplace with our commitment to the highest standards of excellence, going above and beyond to fulfill the promises we make to our clients and partners

  • Simplify Home Loans, LLC
  • 1261 South 820 East, Suite 200, American Fork, UT, 84003
  • Lends in Utah
  • Simplify Home Loans LLC is made up of a team of professionals who are dedicated to one vision: making the home loan process easy and convenient for everyone who is taking such an important step in their lives. Loans and refinancing can be complicated, and we are here to take the stress out of those processes for you.

  • TOTAL FINANCIAL HEALTH
  • 12 W 100 N, Suite 202-D, American Fork, UT, 84003
  • Lends in Utah
  • Total Financial Health Having over 16 years of experience with all kinds of mortgages allows you to have an advantage over other mortgage lenders. We've seen and done it all in the mortgage world. We are a WHOLESALE MORTGAGE BROKER. To look us up, you can find our company Total Financial Health, LLC on the National Mortgage Licensing System.

  • Sterling Capital Inc
  • 376 E 60 S, Suite B, American Fork, UT, 84003
  • Lends in Utah
  • Sterling Capital Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lends in Utah
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates

  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097
  • Lends in Utah
  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.