For 2026, the FHA loan limits in Highland county of Utah, UT, are listed as $601,450 for single-family homes, $769,950 for two-unit properties, $930,700 for three units, and $1,156,650 for four units.
The maximum amount for conventional loans on single-family homes is $726,200. For properties with two units, it rises to $929,850, for those with three units, it's $1,123,900, and it reaches $1,396,800 for four-unit structures.
Use our FHA calculator today to check current leading FHA rates, and find out the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms against a variety of other loan programs. Explore and assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® efficiently aggregates loan program data from thousands of lenders, facilitating rapid matching with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Highland county of Utah, UT, assists in comparing maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To dive into qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $406,600 | $406,600 | $406,600 | $406,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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