In 2026, the FHA loan limits for Millard, UT, including Delta, are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loan maximums on single-family homes are $726,200, rising to $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for homes with four units.
Utilize our FHA calculator to review today’s best FHA rates, determining downpayment, income, credit status, reserves, and documents needed for qualification.
The Lendersa® calculator enables comparisons between FHA rates and terms and various loan types, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, swiftly offering comparisons tailored to your unique financial profile.
For 2026, the Loan Limits Comparison Table in Delta, Millard, UT displays maximums for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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