For 2026, the FHA loan limit for the county of Sanpete in UT, which includes Gunnison, is $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for structures with four units.
The maximum amount available for conventional loans on single-family homes is $726,200. For two units, it is $929,850, for three units $1,123,900, and for four-unit homes $1,396,800.
Use our FHA calculator to access today’s best FHA rates, and find out what's needed in terms of downpayments, income, credit criteria, reserves, and documents to qualify for a loan.
The Lendersa® calculator allows you to compare the terms and rates of FHA loans with those of other lending programs. This encompasses conventional, jumbo, VA, USDA, non-QM, and hard money loans in addition to FHA.
Lendersa® aggregates data from thousands of lenders, providing quick assessments against your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Gunnison, Sanpete, UT offers maximums for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare essential qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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