As of 2025, in Juab, UT, which includes Nephi, FHA loan limits are set at $601,450 for single-family residences, $769,950 for duplexes, $930,700 for triplexes, and $1,156,650 for four-unit properties.
For conventional loans, the highest loan amount allowed is $726,200 for a single-family home, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for homes with four units.
Our FHA calculator helps you review current leading FHA rates and assess what's needed for the downpayment, income, credit profile, reserves, and documentation to qualify.
With the Lendersa® calculator, you can effortlessly compare the terms and rates of FHA loans with other loan programs. Consider options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® accesses data from thousands of lenders and uses it to swiftly compare options against your specific financial profile, ensuring a tailored evaluation.
The Loan Limits Comparison Table for 2025 in Juab, UT, inclusive of Nephi, demonstrates maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for details on income, reserves, and credit qualification requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $406,600 | $406,600 | $406,600 | $406,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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