During 2026, the FHA loan limits for Utah, UT, including Elk-Ridge, are as follows: $439,300 for a single-family home, $562,350 for a duplex, $679,800 for a triplex, and $844,800 for a four-unit building.
The upper limit for conventional loans on single-family homes is $548,250, extending to $702,000 for two-unit properties, $848,500 for three-unit residences, and $1,054,500 for four-unit dwellings.
Make use of our FHA calculator to discover today’s best FHA rates and understand the requirements for downpayment, income, credit status, reserves, and necessary documentation to qualify.
Through the Lendersa® calculator, compare rates and terms of FHA loans with other lending options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
Lendersa® gathers comprehensive data from thousands of lenders, ensuring rapid comparison with your unique financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Elk-Ridge, located in Utah, UT, to evaluate maximum amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan programs. For detailed qualification assessments involving income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $439,300 | $562,350 | $679,800 | $844,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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