For 2026, the FHA loan limit in Spanish-Fork county of Utah, UT is $439,300 for a single-family home, $562,350 for two units, $679,800 for three units, and $844,800 for four units.
Conventional loans cap at $548,250 for a single-family residence, with limits of $702,000, $848,500, and $1,054,500 for two, three, and four units, respectively.
Our FHA calculator helps you find today’s best rates and calculates necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with a wide range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® efficiently sources data from numerous lenders, offering swift comparisons against your financial profile.
The Loan Limits Comparison Table for 2026 in Spanish-Fork county of Utah, UT provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For qualifying criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $439,300 | $562,350 | $679,800 | $844,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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