In 2026, the FHA loan limit in Payson county of Utah, UT, is $601,450 for a single-family home, rising to $769,950 for two-unit houses, $930,700 for three-unit buildings, and $1,156,650 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to access today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those from other loan programs. Explore and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly extracts data from a variety of lenders and aligns it with your financial profile and needs.
View the Loan Limits Comparison Table for 2026 in Payson county of Utah, UT, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $406,600 | $406,600 | $406,600 | $406,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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