For the year 2025, the FHA loan limits in Heber county, part of Wasatch, UT, are as follows: $1,089,300 for a single-family home, rising to $1,394,775 for properties with two units, $1,685,850 for three-unit homes, and reaching $2,095,200 for four-unit buildings.
The conventional loan maximums for a single-family residence start at $1,089,300. For homes with two units, the limit is $1,394,775, increasing to $1,685,850 for three units, and ending at $2,095,200 for four units.
Use our FHA calculator today to check the leading FHA rates available, evaluating what downpayment, income, credit score, reserves, and documentation are necessary for qualification.
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Using the Lendersa® calculator, you can compare the rates and terms of FHA loans in relation to a spectrum of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly compiles extensive loan program data from thousands of lenders, allowing for quick comparisons aligned with your specific financial needs and profile.
In the Loan Limits Comparison Table for 2025 across Heber county of Wasatch, UT, you can compare maximum loan amounts for various offerings such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria like income, reserves, and credit, utilize the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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