For 2026, the FHA loan limit in Wasatch County, UT, which includes the city of Midway, is set to $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit dwellings, and $2,095,200 for four-unit buildings.
The top loan amount permitted for conventional loans stands at $1,089,300 for single-family residences, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit structures.
Leverage our FHA calculator to discover today’s most competitive FHA rates, allowing you to understand downpayment requirements, income qualifications, credit statuses, reserves, and documentation necessary for qualification.
The Lendersa® calculator facilitates comparison between the rate and terms of FHA loans and those of various other loan offerings. Examine and evaluate conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates loan data from thousands of lenders and swiftly contrasts it against your personal financial profile, offering rapid and tailored insights.
The Loan Limits Comparison Table for 2026 in Midway inside Wasatch, UT, allows you to review maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. For detailed qualification criteria, such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is invaluable.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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