The FHA loan limit for the year 2026 in Herriman county situated within Salt Lake, UT is $619,850 for a single-family home. For properties with two units, the limit is $793,500, for three units it reaches $959,200, and for four-unit homes, it caps at $1,192,050.
Conventional loans, on the other hand, have a maximum loan amount of $726,200 for a single-family dwelling. For 2-unit residences, the cap is $929,850, for 3-unit homes it is $1,123,900, and for 4-unit properties, the limit goes up to $1,396,800.
To explore today’s best available FHA rates and assess the necessary downpayment, income requirements, credit prerequisites, reserves, and documentation required for qualification, make use of our detailed FHA calculator.
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The Lendersa® calculator affords you the ability to juxtapose FHA rate and terms against other loan program metrics. Delve into and compare options such as Conventional, Jumbo, Va, USDA, Non-Qm, and hard money loans with what FHA has to offer.
Lendersa® aggregates loan program data from an extensive array of lenders and, in a matter of seconds, aligns it with your specific financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Herriman county of Salt Lake, UT facilitates comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. If you wish to investigate qualification criteria such as income, reserves, and credit more deeply, consider employing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $619,850 | $793,500 | $959,200 | $1,192,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $418,600 | $418,600 | $418,600 | $418,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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