As of 2025, the FHA loan limits established in West-Jordan within the broader area of Salt Lake, UT, are specifically structured to accommodate a range of housing needs. The single-family home is covered up to a maximum loan of $453,100. For properties that have the capacity for two families, the loan limit extends to $580,050. Those looking at three-unit residences will find a cap at $701,150, whereas homes that can house four units see a limit of $871,350. These distinct loan limits are important for potential buyers and current homeowners alike, providing key information to inform their purchasing or refinancing strategy.
In relation to conventional loans, the maximum amount that can be financed for a single-unit family dwelling is $600,300. For dual-unit properties, the upper threshold is $768,500. Homes with three units qualify for up to $928,950, while those accommodating four units can go as high as $1,154,450. These established ceilings ensure that different family structures can secure appropriate financing options.
We offer an FHA calculator, which is an incredibly useful tool for understanding the present-day FHA best rates. This calculator helps potential loan applicants determine the necessary down payment, assess required income levels, check credit score needs, gauge reserve requirements, and collate essential documentation to secure a mortgage successfully. Having such a tool at your disposal aids significantly in planning and preparing financially for home buying or refinancing.
By leveraging the Lendersa® calculator, you are empowered to conduct a detailed comparison of FHA loan rates and terms alongside those from other loan programs. This covers Conventional loans, Jumbo loans, VA, USDA, Non-QM, and various hard money loans, giving you a robust framework for comprehensive financial planning. Exploring these options helps you make wise decisions concerning your personal or investment financing strategies.
Lendersa® retrieves sophisticated loan program data from a multitude of lenders and rapidly aligns it with your specific financial profile. This efficient, fast-paced methodology allows you to gain a comprehensive understanding through tailored comparisons, designed specifically for your unique circumstances.
The Loan Limits Comparison Table for 2025, applicable in West-Jordan, encompassing the broader Salt Lake, UT, provides an in-depth overview of loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize the eligibility criteria, such as income thresholds, reserves, and credit requirements, you can confidently use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) as a dependable resource for careful financial deliberation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $453,100 | $580,050 | $701,150 | $871,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $600,300 | $768,500 | $928,950 | $1,154,450 |
| USDA | $362,400 | $362,400 | $362,400 | $362,400 |
| VA | $600,300 | $768,500 | $928,950 | $1,154,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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