For 2026, the FHA loan limit in Draper county within Salt Lake, UT is set at $619,850 for a single-family home. For residences with two units, the limit is $793,500; for three units, it increases to $959,200; and for four units, it is capped at $1,192,050.
The conventional loan maximum for a single-family unit is $726,200. For 2-units, the cap is $929,850, for 3-unit homes it's $1,123,900, and for a 4-unit dwelling, it climbs to $1,396,800.
Utilize our FHA calculator to glimpse today's excellent FHA rates and work out the downpayment, income, credit, reserves, and documentation necessary for qualification.
With the Lendersa® calculator, you have the ability to compare FHA rates and terms with those from all other available loan programs. Dive into an analysis of options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan data from thousands of lenders, then rapidly evaluates this data in alignment with your personalized financial profile and needs.
The Loan Limits Comparison Table for 2026 in Draper county within Salt Lake, UT, allows comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a deep dive into qualification necessities like income, reserves, and credit, engage with Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $619,850 | $793,500 | $959,200 | $1,192,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $418,600 | $418,600 | $418,600 | $418,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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