2025 FHA Loan Limits for Richfield, Sevier County, Utah

In 2025, the FHA loan limit within Richfield county of Sevier, UT, is set at $472,030 for a single-family home. For two units, it is $604,400; for three units, it is $730,525; and for four units, the cap reaches $907,900.

The maximum loan amount for conventional loans on a single-family residence is set at $726,200, increasing for two units to $929,850, for three units to $1,123,900, and for four units, it tops at $1,396,800.

Make use of our FHA calculator to explore today’s top FHA rates and find out the essential downpayment, income, credit score, reserves, and necessary documentation for qualification.

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Explore loan options in Richfield, UT

The Lendersa® calculator helps you compare FHA rates and terms with those from a variety of other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® quickly aggregates loan program data from thousands of lenders, aligning it with your distinct financial profile and needs.

The Loan Limits Comparison Table for 2025 in Richfield county of Sevier, UT, facilitates comparison among maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine qualification requirements, including income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Richfield county of Sevier, UT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
  • Mountain America Credit Union
  • PO Box 2331, Sandy, UT, 84091
  • Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
  • Forewest Financial LLC
  • 2966 Oak Valley Circle, Sandy, UT, 84093
  • Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
  • Alta Mortgage Financial Inc.
  • 6925 S Union Park Center, Midvale, UT, 84047
  • The Alta Mortgage Financial, Inc. Team is your premier mortgage team located in Cottonwood Heights, Utah. Alta Mortgage Financial, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Cottonwood Heights area. Whether you are first time home buyer
  • Mortgage Rate Utah
  • 6900 900 E, Suite 150, Midvale, UT, 84047
  • We are mortgage experts with decades of experience and we work for YOU! We don’t work for lenders or banks or mortgage companies. We work with you to find the best loan and then find the right lender for your needs. Once we find the perfect loan, we represent you throughout the process. Put our experience to work so you find the loan
  • Direct Mortgage, Corp
  • 6955 S. Union Park Center, Suite 540, Midvale, UT, 84047
  • Direct Mortgage, Corp. is a Mortgage Banking company that delivers loan programs and underwriting services at competitive rates to Community Banks, Credit Unions, Mortgage Bankers, and to Mortgage Brokers nationwide.DMC's competitive niche is being small and attentive. It also provides blazing turn times, utilizing.
  • Veritas Funding
  • 7730 S. Union Park Avenue, Suite 200, Midvale, UT, 84047
  • Veritas founding iSince 2004 day one, we’ve strived toward a culture of transparency, support, and dependability. Our team of highly skilled professionals have committed to providing superior mortgage solutions, communicating openly and honestly, and continuously improving their knowledge and skillset to offer the best service they can
  • United First Mortgage
  • 7351 Union Park Ave, Suite 225, Midvale, UT, 84047
  • United First Mortgage. We are a full-service mortgage company based in Salt Lake City, Utah. We specialize in FHA, Conventional, VA, and Rural Housing home loans in Salt Lake City as well as all counties in the state. We also serve the surrounding cities in Salt Lake County. Whether you are buying a home or refinancing.
  • Brighton Bank Utah
  • 7101 S Highland Dr, Salt Lake City, UT, 84121
  • Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products