FHA Loan Max Loan amount for Richfield, Sevier County, UT in 2026

In 2026, the FHA loan limit within Richfield county of Sevier, UT, is set at $472,030 for a single-family home. For two units, it is $604,400; for three units, it is $730,525; and for four units, the cap reaches $907,900.

The maximum loan amount for conventional loans on a single-family residence is set at $726,200, increasing for two units to $929,850, for three units to $1,123,900, and for four units, it tops at $1,396,800.

Make use of our FHA calculator to explore today’s top FHA rates and find out the essential downpayment, income, credit score, reserves, and necessary documentation for qualification.

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Explore loan options in Richfield, UT

The Lendersa® calculator helps you compare FHA rates and terms with those from a variety of other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® quickly aggregates loan program data from thousands of lenders, aligning it with your distinct financial profile and needs.

The Loan Limits Comparison Table for 2026 in Richfield county of Sevier, UT, facilitates comparison among maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine qualification requirements, including income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Richfield county of Sevier, UT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Richfield FHA Lenders

  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701
  • Lends in Utah
  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.

  • Town and Country Home Mortgage
  • 347 N Main St, Nephi, UT, 84648
  • Lends in Utah
  • Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.

  • Eastern Utah Community Credit Union
  • 675 E 100 N, Price, UT, 84501
  • Lends in Utah
  • Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.

  • State Bank of Southern Utah
  • 377 North Main St., Cedar City, UT, 84751
  • Lends in Utah
  • State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.

  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • Lends in Utah
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Lends in Utah
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Lends in Utah
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family

  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Lends in Utah
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.

  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Lends in Utah
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.

  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Lends in Utah
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.