2026 FHA Loan Limits for Vineyard, Utah County, Utah

In 2026, FHA loan limits in Vineyard county of Utah, UT are as follows: $601,450 for a single-family home, $769,950 for two units, $930,700 for three units, and $1,156,650 for four units.

The maximum loan amount for conventional loans on a single-family residence starts at $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to discover today’s leading FHA rates and determine the required downpayment, income, credit, reserves, and necessary documents for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Consider options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® efficiently gathers loan program data from thousands of lenders and swiftly matches it to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Vineyard county of Utah, UT, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To explore qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Vineyard county of Utah, UT

SFR 2 Units 3 Units 4 Units
FHA $601,450 $769,950 $930,700 $1,156,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $406,600 $406,600 $406,600 $406,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Vineyard FHA Lenders

  • Empire Mortgage and Investment, L.C
  • 927 W. Center St, Orem, UT, 84057
  • Lends in Utah
  • Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.

  • FIRST COLONY MORTGAGE CORPORATION
  • 508 W 800 N, Orem, UT, 84057
  • Lends in Utah
  • First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.

  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • Lends in Utah
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.

    vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy

  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lends in Utah
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates

  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097
  • Lends in Utah
  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.

  • Strategic Lending, LLC
  • 920 E 800 N, Suite 203, Orem, UT, 84097
  • Lends in Utah
  • Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending

  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Lends in Utah
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.

  • Creekside Mortgage
  • 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
  • Lends in Utah
  • Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Top Tier Mortgage
  • 212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
  • Lends in Utah
  • Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • Velocity Home Loans
  • 321 North County Blvd, Suite B, American Fork, UT, 84003
  • Lends in Utah
  • Each of the individuals on our team has over 20 years’ experience in the mortgage industry. The Velocity Home Loans team is proud to lead the marketplace with our commitment to the highest standards of excellence, going above and beyond to fulfill the promises we make to our clients and partners