For 2025, FHA loan limits in Saratoga-Springs county, located in Utah, UT, are set at $439,300 for a single-family home, escalating to $562,350 for homes with two units, $679,800 for properties with three units, and $844,800 for those with four units.
Conventional loan limits for a single-family home peak at $548,250. Two-unit residences have a cap of $702,000, while for three units, it is $848,500, and for four units, it reaches up to $1,054,500.
Utilize our FHA calculator to find today’s best rates and determine necessary downpayments, income levels, credit requirements, reserves, and documentation required for qualification.
With the Lendersa® calculator, you have the capability to compare FHA rates and terms with those of numerous other loan programs. Consider exploring and comparing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers comprehensive loan data from a vast array of lenders and rapidly matches it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Saratoga-Springs county of Utah, UT, facilitates a comparison between FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification requirements such as income, reserves, and credit, utilize the capabilities of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $439,300 | $562,350 | $679,800 | $844,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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