For 2026, the FHA loan limit in Midvale county, which is part of Salt Lake, UT, is set at $619,850 for a single-family home. For two-unit properties, the limit is $793,500, moving to $959,200 for three units, and reaching $1,192,050 for four units.
The highest possible amount for conventional loans on a single-family residence is $726,200. For two units, the maximum is $929,850, three units have a top of $1,123,900, and four-unit residences can reach $1,396,800.
Utilize our FHA calculator to explore today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan programs. Investigate and contrast, for example, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® collects and analyzes loan program data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Midvale county of Salt Lake, UT to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $619,850 | $793,500 | $959,200 | $1,192,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $418,600 | $418,600 | $418,600 | $418,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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