For 2026, the FHA loan limits in Kearns county of Salt Lake, UT, are set at $619,850 for a single-family home, extending to $793,500 for two units, $959,200 for three, and capping at $1,192,050 for four units.
The conventional loan amounts for a single-family home reach a maximum of $726,200. For properties with two units, this cap is $929,850, for three units it is $1,123,900, and for four units, it rises to $1,396,800.
Make use of our FHA calculator to examine today’s most competitive FHA rates and to determine the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator provides a thorough comparison of FHA rates and terms in relation to a variety of other loan programs. Investigate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, along with FHA.
Lendersa® efficiently compiles data from a multitude of lenders, swiftly comparing it against your specific financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in Kearns county of Salt Lake, UT, where you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To deeply explore qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $619,850 | $793,500 | $959,200 | $1,192,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $418,600 | $418,600 | $418,600 | $418,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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