In 2026, the FHA loan limits for West-Point county in Davis, UT, are set at $646,300 for a single-family home. For two-unit properties, the limit is $827,400; for three units, it's $1,000,100; and for four units, it rises to $1,242,900.
Conventional loans on a single-family residence allow a maximum of $646,300, increasing to $827,400 for 2-units, $1,000,100 for 3-units, and $1,242,900 for 4-units.
Access our FHA calculator to see today’s best rates and determine the necessary downpayment, income, credit score, reserves, and documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms alongside various other loan programs such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly collects data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in West-Point county of Davis, UT, allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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