For 2026, the FHA loan limits in Davis, UT, inclusive of Sunset, are: $744,050 for single-family homes, $952,500 for two-unit homes, $1,151,400 for three-unit properties, and $1,430,900 for four-unit dwellings.
The maximum amount for conventional loans on single-family homes is $744,050, going up to $952,500 for two units, $1,151,400 for three units, and $1,430,900 for four-unit buildings.
Utilize our FHA calculator to view the best FHA rates available today, and discover what is required in terms of downpayment, income, credit standing, reserves, and necessary documentation for qualification.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with a plethora of other lending programs. Evaluate and contrast conventional, jumbo, VA, USDA, non-QM, and hard money loans against FHA options.
By drawing data from thousands of lenders, Lendersa® rapidly aligns it to your unique financial profile, helping you make informed decisions effectively.
Refer to the Loan Limits Comparison Table for 2026 in Davis, UT. This tool helps compare maximum loan amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money. To delve into qualification details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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