2025 FHA (Government Loans) Limits for Clearfield, Davis County, Utah

For 2025, the FHA loan limit in Clearfield county of Davis, UT is $744,050 for a single-family home, $952,500 for two units, $1,151,400 for three units, and $1,430,900 for four units.

Conventional loans on a single-family home have a maximum amount of $744,050, while two-unit homes are limited to $952,500, three units at $1,151,400, and four units at $1,430,900.

Utilize our FHA calculator to explore today’s best FHA rates and assess the required downpayment, income, credit, reserves, and necessary documents for qualification.

Check loan offers from 100 different lenders

Review your loan options in Clearfield, UT

The Lendersa® calculator allows you to compare FHA rates and terms with those of a wide range of other loan programs. Explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® efficiently collects data from thousands of lenders and rapidly aligns it with your specific financial profile and unique requirements.

The Loan Limits Comparison Table for 2025 in Clearfield county of Davis, UT, allows you to evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth analysis of qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Clearfield county of Davis, UT

SFR 2 Units 3 Units 4 Units
FHA $744,050 $952,500 $1,151,400 $1,430,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $744,050 $952,500 $1,151,400 $1,430,900
USDA $517,000 $517,000 $517,000 $517,000
VA $744,050 $952,500 $1,151,400 $1,430,900
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Capital Financial Group, Inc.
  • 846 South Main Street, Bountiful, UT, 84010
  • "We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life. Over 20 Years of Specializing in mortgages in Utah Provides the highest level of client service."
  • Utah Mortgage Resource LLC
  • 2941 South 100 West, Bountiful, UT, 84010
  • Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.
  • Utah Mortgage
  • 1525 North Main Street, Suite 100, Bountiful, UT, 84010
  • Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • Celtic Bank
  • 268 South State Street, Suite 300, Salt Lake City, UT, 84111
  • Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
  • Bonneville Multifamily Capital
  • 111 S. Main St, Suite 1600, Salt Lake City, UT, 84111
  • Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
  • CPA Mortgage Services, LLC
  • 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111
  • CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
  • Stratify Lending LLC
  • 220 South 200 East, Suite 200, Salt Lake City, UT, 84111
  • Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
  • Liberty Bank, Inc.
  • 326 South 500 East, Salt Lake City, UT, 84102
  • Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
  • Mortgage America, LC
  • 699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
  • Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.