During 2026, FHA loan limits for Aquia-Harbour, located in Stafford, VA, are $822,375 for a single-family home. For two-unit structures, it sets at $1,053,000, for three-units it's $1,272,750, and for four units, $1,581,750 applies.
The maximum for conventional loans is $822,375 for a single-family residence, with $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit buildings.
Utilize our FHA calculator to find today’s leading FHA rates and evaluate the necessary downpayment, income, credit rating, reserves, and documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, swiftly matching it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Aquia-Harbour, Stafford, VA, facilitates comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand qualification criteria including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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