In 2026, FHA loan limits in Southern-Gateway, located in Stafford, VA, are $822,375 for a single-family home. For 2-units, the limit is $1,053,000, for 3-units it's $1,272,750, and $1,581,750 for 4-units.
The conventional loan maximum is $822,375 for a single-family residence, increasing to $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Use our FHA calculator to uncover today’s best FHA rates and evaluate the required downpayment, income, credit, reserves, and documentation for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with those of other programs. Analyze Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Gathering data from thousands of lenders, Lendersa® provides rapid comparisons tailored to your financial profile.
The Loan Limits Table for 2026 in Southern-Gateway, Stafford, VA, enables comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® SLIQ™ to evaluate criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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