In 2026, FHA loan limits in Cloverdale county of Botetourt, VA, are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit dwellings, and $907,900 for 4-unit buildings.
Conventional loan maximums are $726,200 for a single-family residence, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to find today’s top FHA rates, as well as to evaluate the downpayment, necessary income, credit, reserves, and documents required to qualify.
The Lendersa® calculator facilitates comparing FHA rates and terms alongside all other loan program options. Investigate and contrast options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA.
Lendersa® efficiently compiles loan data from thousands of lenders, performing swift comparisons with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cloverdale, Botetourt, VA, provides a comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To analyze qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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