In 2026, FHA loan limits for Roanoke county in Roanoke, VA are defined as $472,030 for a single-family home. For properties with two units, it stands at $604,400. For those with three units, the cap is $730,525, and for four units, it's $907,900.
Conventional loan limits for a single-family residence reach $726,200. For two-unit structures, it's $929,850, for three units $1,123,900, and four-unit homes can secure up to $1,396,800.
Utilize our FHA calculator to discover today’s prime FHA rates and determine necessary downpayments, income needs, credit scores, reserves, and documentation required for qualification.
The Lendersa® calculator allows comparisons between FHA rates and terms and those from other loan offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently pulls data from thousands of lenders to provide fast, accurate comparisons suited to your financial needs.
The Loan Limits Comparison Table for 2026 in Roanoke county, Roanoke, VA, offers insights into FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a deeper understanding of qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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