In 2026, FHA loan limits in Colonial-Beach, located in Westmoreland, VA, are $356,362 for a single-family home. For two-unit properties, the limit extends to $456,275; for three units, it becomes $551,500, and for four units, it is $685,400.
The maximum amounts for conventional loans are $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit buildings.
Utilize our FHA calculator to discover the best FHA rates available today and assess the necessary downpayment, income, credit, reserves, and documents needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® aggregates vast amounts of data from thousands of lenders to match it swiftly to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Colonial-Beach, Westmoreland, VA, offers a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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