For the year 2026 in Crozet, Albemarle, VA, the FHA loan limits are set at $507,150 for a single-family home, expanding to $649,250 for two units, $784,800 for three units, and $975,300 for four units.
For conventional loans, the maximum available amounts are $726,200 for a single-family residence, $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit structures.
Our FHA calculator is the perfect tool to explore current FHA rates and determine what downpayment, income, credit, reserves, and other documents are necessary for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with a variety of other loan programs. Dive into comparisons across Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, all alongside FHA.
Lendersa® retrieves and analyzes a vast array of loan programs from thousands of lenders, using this data for fast comparison adjusted to your distinctive financial conditions and needs.
Access the Loan Limits Comparison Table for 2026 in Crozet within Albemarle, VA, which provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a comparison of requirements such as income, reserves, and credit standing, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $507,150 | $649,250 | $784,800 | $975,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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