For 2026, in University-of-Virginia county, Albemarle, VA, the FHA loan limits are $437,000 for a single-family home, $559,450 for two units, $676,200 for three units, and $840,400 for four units.
Conventional loan maximums are $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to access today’s best FHA rates and calculate necessary downpayment, income, credit score, reserves, and documentation required to qualify.
Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders to quickly match options to your financial profile and requirements.
Using the Loan Limits Comparison Table for 2026 in University-of-Virginia county, Albemarle, VA, compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $437,000 | $559,450 | $676,200 | $840,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $349,600 | $349,600 | $349,600 | $349,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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