As of 2026, the FHA loan limits in Dumfries, located in Prince William, VA, are established at $546,250 for a single-family home. For dual-units, it's $699,300; for triplexes, $845,300; and for fourplexes, the ceiling is $1,050,500.
Conventional loans have maximums set at $726,200 for single-family residences, adjusting to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for residences with four units.
Utilize our FHA calculator to access today’s most attractive FHA rates and determine necessary downpayment, income, credit criteria, reserves, and required documents to qualify.
The Lendersa® calculator facilitates comprehensive comparisons between FHA rates and terms and those of other mortgage programs. Dive into options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans in conjunction with FHA.
Lendersa® effectively compiles loan data from thousands of lenders for rapid comparison tailored to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Dumfries, Prince William, VA, assists in contrasting maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To examine qualification necessities such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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