As of 2026, in the county of Montclair, Prince William, VA, the FHA loan limits are as follows: $546,250 for a single-family residence, $699,300 for a duplex, $845,300 for a tri-plex, and $1,050,500 for a 4-unit property.
For conventional loans, the maximum loan limits are $726,200 on a single-family home, $929,850 for a duplex, $1,123,900 for a triplex, and $1,396,800 for a four-unit home.
Utilize our FHA calculator to discover today's best FHA rates and find out what's needed such as downpayment, income, credit score, reserves, and required documentation for approval.
The Lendersa® calculator lets you contrast FHA rate & terms with those of various loan programs. Examine and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly gathers loan program data from thousands of lenders, matching it to your financial profile to find the best terms quickly.
Use the Loan Limits Comparison Table for 2026 in Montclair county of Prince William, VA to compare the maximum loan offerings across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements like income, reserves, and credit scores, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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