In 2026, FHA loan limits in Ettrick, Chesterfield, VA, are $546,250 for single-family homes, $699,300 for two units, $845,300 for three units, and $1,050,500 for four units.
The maximum for conventional loans on a single-family home is $726,200. For 2-units, it's $929,850, for 3-units, $1,123,900, and for 4-units, $1,396,800.
Use our FHA calculator to access today’s top FHA rates and determine downpayment, income, credit, reserves, and documents needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® collects data from thousands of lenders and quickly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ettrick, Chesterfield, VA, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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