In the year 2026, FHA loan limits in Chester county, which falls under Chesterfield, VA, are set as follows: $546,250 is the cap for a single-family dwelling, $699,300 for two-unit properties, $845,300 for three-unit buildings, and $1,050,500 for four-unit complexes.
The upper loan limits for conventional loans on a single-family home is $726,200, with $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to discover today's top-rated FHA loans and ascertain requirements such as downpayment, income, credit standing, reserves, and necessary paperwork to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms against those of varied loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast to FHA selections.
Lendersa® aggregates loan program data from numerous lenders, providing a quick, insightful comparison tailored to your individualized financial needs and conditions.
The Loan Limits Comparison Table for 2026 in Chester county, Chesterfield, VA, lets you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast eligibility criteria including income, reserves, and credit specifics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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