In the 2026, the FHA loan limit in Petersburg county within Petersburg, VA is set at $546,250 for a single-family home. For properties that have two units, the limit increases to $699,300. For those with three units, it rises further to $845,300, and for four-unit buildings, the cap is $1,050,500.
For conventional loans, the maximum borrowable amount on a single-family property is $726,200. This limit extends to $929,850 for homes with two units, $1,123,900 for those with three units, and $1,396,800 when it comes to four-unit residences.
Take advantage of our FHA calculator to access the best FHA rates available today. This tool helps you calculate the necessary downpayment and provides insights into the income, credit requirements, reserves, and documents needed to qualify for a new home loan.
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The Lendersa® calculator offers users the capability to compare FHA rates and terms against those of a variety of other loan programs. Dive into evaluations of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options to find the perfect match for your financial needs.
Lendersa® aggregates comprehensive loan program data from a vast network of lenders, and in seconds, it compares the offerings against your personal financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Petersburg county of Petersburg, VA assists you in contrasting the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare qualification requirements, such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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