2025 FHA (Government Loans) Limits for Hopewell, Hopewell County, Virginia

For 2025, the FHA loan limits in Hopewell county, which is part of Hopewell in VA, are set at $546,250 for single-family homes, $699,300 for 2-units, $845,300 for 3-units, and $1,050,500 for 4-units.

Regarding conventional loans, the maximum borrowing amount for a single-family home stands at $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to uncover today's top FHA rates and calculate necessary components like downpayment, income, credit score, reserves, and required documentation for eligibility.

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Evaluate Loan Alternatives in Hopewell, VA

The Lendersa® calculator facilitates the comparison of FHA rates and terms along with other loan programs. Examine and weigh the advantages of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.

Lendersa® rapidly assembles data from a multitude of lenders, instantly matching it to your financial profile and specific needs.

For 2025, reference the Loan Limits Comparison Table in Hopewell county, Hopewell, VA for a comprehensive view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To contrast qualification criteria involving income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Hopewell county of Hopewell, VA

SFR 2 Units 3 Units 4 Units
FHA $546,250 $699,300 $845,300 $1,050,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $428,700 $428,700 $428,700 $428,700
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • M&M Mortgage Team
  • 742 Thimble Shoals Boulevard, Suite A, Newport News, VA, 23606
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Old Point National Bank
  • 11780 Jefferson Ave, Suite C, Newport News, VA, 23606
  • Old Point is a family of organizations designed to meet all of your financial needs. Their employees live, work, and shop in the footprint in which they serve, and they pride themselves on creating a better community every day. Visit OldPoint.com to discover Old Point National Bank, Old Point Trust, Old Point Mortgage, and Old Point Insurance.
  • Johnson Mortgage Co LLC
  • 739 Thimble Shoals Blvd, Suite 507, Newport News, VA, 23606
  • Johnson Mortgage Company We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you
  • Garrett Mortgage
  • 11864 Canon Boulevard, Suite 103B, Newport News, VA, 23606
  • For over 30 years, garrett Realty Partners have been realty experts in Hampton Roads because of their knowledge of the area, the innovations they've made in the real estate industry, their passion for helping people and the opportunities they provide to their clients and their agents.
  • 1st Advantage Federal Credit Union
  • PO Box 2116, Burlington, VA, 23609
  • 1st Advantage has long been a Virginia-based credit union focused on you, our member. As a not-for-profit financial institution, we're structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service and 1st Advantage Federal has grown from a cigar box with $500 to local community.
  • Port of Hampton Roads ILA Federal Credit Union
  • 1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
  • The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
  • Chesapeake Bank
  • 97 North Main Street, Kilmarnock, VA, 22482
  • Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.
  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.