For 2026, the FHA loan limits in Hopewell county, which is part of Hopewell in VA, are set at $546,250 for single-family homes, $699,300 for 2-units, $845,300 for 3-units, and $1,050,500 for 4-units.
Regarding conventional loans, the maximum borrowing amount for a single-family home stands at $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to uncover today's top FHA rates and calculate necessary components like downpayment, income, credit score, reserves, and required documentation for eligibility.
The Lendersa® calculator facilitates the comparison of FHA rates and terms along with other loan programs. Examine and weigh the advantages of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.
Lendersa® rapidly assembles data from a multitude of lenders, instantly matching it to your financial profile and specific needs.
For 2026, reference the Loan Limits Comparison Table in Hopewell county, Hopewell, VA for a comprehensive view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To contrast qualification criteria involving income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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