FHA Loan Limits for Kingstowne, Fairfax County, VA in 2026

In 2026, the FHA loan limit in Kingstowne county, Fairfax, VA is $1,089,300 for a single-family home. For 2-units, the cap is $1,394,775, for 3-units it's $1,685,850, and for 4-units, the limit is $2,095,200.

The maximum loan amount for conventional loans is $1,089,300 on a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Use our FHA calculator to access today's FHA best rates and see the downpayment, income, credit, reserves, and documents needed to qualify.

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Explore Loan Options in Kingstowne, VA

The Lendersa® calculator lets you compare FHA rates & terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This broadens your financial perspective.

Lendersa® sources loan data from numerous lenders and compares it against your unique profile and needs, providing a tailored fit.

The Loan Limits Comparison Table for 2026 in Kingstowne county, Fairfax, VA provides a look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To see qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kingstowne county of Fairfax, VA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $657,900 $657,900 $657,900 $657,900
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Virginia
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Lends in Virginia
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • Lends in Virginia
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in Virginia
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • Lends in Virginia
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.

  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • Lends in Virginia
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.

  • Lighthouse Mortgage Corporation
  • 527 Townline Road, Suite 305, Hauppauge, NY, 11788
  • Lends in Virginia
  • Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in Virginia
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • Lends in Virginia
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.

  • Home America Lending Corp.
  • 20 Oak Street, Patchogue, NY, 11772
  • Lends in Virginia
  • MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.

  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • Lends in Virginia
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.