In 2026, the FHA loan limits in Lake-of-the-Woods county, Orange, VA are set at $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit residencies, and $685,400 for four-unit homes.
The maximum loan amounts for conventional loans are $548,250 for a single family, $702,000 for two-unit buildings, $848,500 for three units, and $1,054,500 for four units.
Leverage our FHA calculator to discover today's optimal FHA rates and compute the necessary downpayment, income, credit score, reserves, and documents required for qualifying.
The Lendersa® calculator empowers you to compare FHA interest rates and terms alongside other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, providing comparisons tailored to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Lake-of-the-Woods county, Orange, VA, allows side-by-side analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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