In 2026, FHA loan limits in Orange, Orange, VA are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units, $1,123,900, and for 4-units, $1,396,800.
Use our FHA calculator to discover today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® gathers data from thousands of lenders and swiftly compares it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Orange, Orange, VA, allows comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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