In the year 2026, the FHA loan limit established for Lake-Ridge county within Prince William, VA, is $822,375 for a single-family home. For properties accommodating two units, the limit is $1,053,000, while for those with three units, it escalates to $1,272,750. For dwellings with four units, the cap is set at $1,581,750.
Regarding conventional loans, the maximum amount for a single-family residence is $822,375. For two-unit residences, the limit goes to $1,053,000, for three-unit buildings, it is $1,272,750, and finally, for four-unit structures, the highest permissible amount is $1,581,750.
Make use of our FHA calculator to uncover today’s leading FHA rates. This tool assists in determining the necessary down payment, income, credit criteria, reserves, and the requisite documents needed for qualification.
Explore and compare offers from a selection of 100 lenders to find the best loan for you
The Lendersa® calculator offers you the ability to juxtapose FHA rates and terms with those of other available loan programs. You can explore and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in tandem with FHA to look for the best fit.
Lendersa® aggregates vast amounts of loan program information from various lenders, quickly aligning it against your specific financial profile and needs to provide you with the best options.
For 2026, utilize the Loan Limits Comparison Table in Lake-Ridge county of Prince William, VA. Compare different loan limits such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification criteria like income, financial reserves, and credit ratings, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
