The FHA loan limits for the year 2026 in Independent-Hill county of Prince William, VA stand at $822,375 for single-family homes. For properties with two units, the limit is $1,053,000, three-unit properties are capped at $1,272,750, and four-unit homes at $1,581,750.
In contrast, the maximum limits for conventional loans start at $822,375 for single-family homes, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit residences.
Our FHA calculator helps you find today's optimal FHA rates and assists in calculating downpayment, as well as assessing needs related to income, credit rating, reserves, and necessary documentation.
The Lendersa® calculator provides a comparison of FHA rates and terms against a variety of loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses loan program data from numerous lenders, quickly comparing it to tailor options that best fit your financial profile and requirements.
Make use of the Loan Limits Comparison Table for 2026 to check FHA alongside Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts for Independent-Hill county, Prince William, VA. To assess your qualification details like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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