For 2026, the FHA loan limits in Lexington county, Lexington, VA, are as follows: $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four-unit properties.
When considering conventional loans, the highest loan amount is $726,200 for a single-family home, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to access the current best rates for FHA loans and evaluate necessary downpayment, requirements for income, credit score, reserves, and essential documentation.
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With the Lendersa® calculator, you can analyze FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from thousands of lenders and compares it to your unique financial situation in mere seconds.
Check out the Loan Limits Comparison Table for 2026 within Lexington county, Lexington, VA, to juxtapose FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review eligibility criteria for aspects like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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